Many factors can affect the health of your loan portfolio, but there are a few origination factors that are key to long-term positive portfolio performance such as branch, dealer and underwriter characteristics.

Lending Insights’ LPMS Analytics Tool enables you to view delinquency, losses, and profitability by branch, dealer and underwriter. You set profitability and loss thresholds for each product. You can then quickly identify the sources, such as indirect dealers, that are getting close to exceeding loss ratio thresholds or are achieving profitability goals you have set. Also, you can see anomalies early in a product portfolio’s life, which can save your credit union thousands of dollars. View areas like delinquency and loss by credit tier and easily identify potential fraud. Or, find your most profitable age bracket by branch helping you to create targeted marketing campaigns.

Lending Insights’ LPMS Analytics Tool provides credit union executives with information well beyond the standard profit and loss reports. It extends your ability to identify revenue potential within individual delivery channels – making your overall loan portfolio more profitable.