You have set your lending goals by product and sub-product to ensure profitability and protect your credit union against loss due to changes in market segments. But is your credit union meeting those goals? Are you able to measure, on a monthly basis, the product distribution of your loan portfolio and the internal risk by credit risk tier? As a part of a fully documented and monitored lending strategy, Concentration Risk Analytics reports are key to protecting your credit union from hidden risks within product portfolios.

Lending Insights’ LPMS Analytics Tool enables you to quickly determine if your loan portfolio is growing the way you intended by showing you what the product and sub-product mix is in your portfolio and what the credit risk is within each product. By using these analytics, you will be able to document your risk strategies and determine whether your credit union is meeting its lending goals.