Insights that protect your credit union and members.
Today, more than ever, credit unions are faced with tough responsibilities. They need to be compliant and manage risk while remaining member-focused. That’s why Lending Insights developed a Lending Performance Management System (LPMS) built exclusively for credit unions. This one-of-a-kind analytical tool provides credit unions with twelve key metric types that help access crucial data, which can help mitigate losses, improve profitability and enhance portfolio performance.
Meet Regulatory Requirements.
Staying compliant means you must have good processes in place and data that is accessible. Lending Insights’ LPMS transforms this daunting task into a simple function by providing analytical tools and reports such as Concentration Risk, Static Pool Analysis and Credit Score Migration. It gives the documentation that regulators require and helps your credit union be audit-ready.
Manage Risk.
To effectively manage risk, you need to be proactive. Lending Insights’ LPMS gives you the tools and reports you need to manage your entire lending portfolio – including auto, revolving, mortgage and personal loans. Analytical tools such as Dealer and Branch Management, Portfolio Analysis, and Loan Loss Reserve Projections help you quickly identify which loans are most in jeopardy and to create strategies to help reduce future risk.
LPMS’s twelve key metrics are:
Static Pool Analysis – Delivers current and forecasted data from specific loan pools. Learn More ›
Origination Metrics – Provides a quick overview of loan volume. Learn More ›
Performance Metrics – Provides balance, delinquency, and charge off information at a glance. Learn More ›
Concentration Risk – Helps manage appropriate portfolio balances and identify all high areas of risk. Learn More ›
Credit Score Migration – Identifies actual migration changes to how the risk in your portfolio has shifted and helps identify members most qualified for additional loan product offers. Learn More ›
Portfolio Analysis – Validates the performance of score models. Learn More ›
Loan Loss Reserve Projections – Helps predict future losses based on historical data. Learn More ›
Loan to Value and Term Analysis – Analyze your performance in these two key loan characteristics to determine profitable strategies. Learn More ›
Industry Benchmarks – Compares multiple aspects of a credit union’s lending to its peers. Learn More ›
Dealer and Branch Management – Helps manage delinquency, loss and profitability by dealer or branch. Learn More ›
Risk Based Price Modeling – Performs an analysis of risk based pricing models to determine if your risk based pricing strategies are working. Learn More ›
Collection Analysis – Helps set collection strategies by identifying potential risk in loan origination pools. Learn More ›
