What is a Static Pool Analysis?
Static pool analysis helps credit union managers and executives make informed decisions regarding their lending programs. Recommended and used by state and federal regulators, a Static Pool Analysis is based on the actual performance of a pool of loans that originated with the same underwriting criteria during the same time period. It provides actual current and historical performance of the specific pool of loans and can provide key measures affecting overall portfolio yield. Regulators are now requiring credit unions perform ongoing static pool analysis to monitor the performance of the loans in specific loan pools.

How is Lending Insights’ Static Pool Analysis Different?
Since Lending Insights gives the credit union the ability to manage their entire lending portfolio, the credit union can indicate which loan pools and time periods it wants to analyze by a few simple clicks. Hours of sorting and importing data are saved. And, efficiencies are further increased by an intuitive interface and reports are comprehendible and easily customizable. Lending Insights makes it easy to conduct ongoing static pool analysis for multiple loan pools.